For Investors and Financiers
Understanding entertainment investment risk and how to protect your capital.
You commit capital to a production twelve to twenty-four months before it generates any return. During that window, the production can go over budget, run over schedule, or fail entirely. Without protection, a failed production means total loss. Here is how Intectus protects your investment.
Risk Landscape
The Risk You Face
When you invest in a film, television, or animation production, your capital is at risk until the production is completed, delivered, and the revenue starts flowing back.
Budget Overrun
The production costs more than planned, and there is no additional funding to cover the gap.
Schedule Delay
The production takes longer than planned, pushing delivery past deadlines and triggering penalties or buyer withdrawal.
Production Failure
The production is abandoned or cannot be completed to the agreed standard.
Key Personnel Departure
The director, lead actor, or another key individual leaves or becomes unavailable.
Non-Payment After Delivery
The production is completed, but the distributor or incentive body does not pay.
Standard Insurance Is Not Enough
Production insurance (FPI) covers specific events like weather damage or cast illness. It does not guarantee that the production will be completed, and it does not protect you against non-payment after delivery. You need specific products for those risks.
Protection
How We Protect Your Investment
Before You Invest
Due Diligence
Our due diligence covers every dimension of production risk and delivers a clear verdict: viable, viable with conditions, or not viable. More than half of productions we review are declined or require significant changes.
Learn more →During Production
Completion Bond
Guarantees the production will be completed and delivered, or your money back. Covers excess costs, provides for production takeover if necessary, and includes active monitoring throughout.
Learn more →After Delivery
Media Obligation Insurance
Protects against non-payment from distributors and government incentive bodies, including insolvency, default, and programme cuts. Note: MOI is designed for cash flow lenders, not equity investors directly. If your investment is structured as lending against receivables, this product applies to you.
Learn more →Full Coverage
The Full Protection Chain
| Phase | Risk | Protection |
|---|---|---|
| Pre-investment | Is the production viable? | Due diligence assessment |
| During production | Will the production be completed? | Completion bond |
| After delivery | Will we get paid? | Media obligation insurance |
Each product covers a different risk at a different stage. Together they protect your investment from capital deployment through to repayment.
Standards
What You Should Expect From Risk Management
Transparency
Know the true risk profile before you invest, with regular, honest reporting throughout.
Early problem detection
Issues identified while they are still solvable, not reported after they become crises.
Expert assessment
People who understand filmmaking, not just finance. A budget that looks fine on a spreadsheet may be unrealistic in practice.
Active involvement
Active monitoring and intervention, not a policy that sits in a drawer until something goes wrong.
Getting Started
If you are considering investing in a production and want to understand the risk, or if you need a completion bond or media obligation insurance for an existing commitment, contact us to discuss your specific situation.
Contact Us